PROTECTION FROM CYBER FRAUD
Protecting yourself from cyber fraud requires a combination of strong security habits and staying informed about the latest online scams. Below are key strategies to help safeguard your personal and financial information.
1. Strengthen Your Account Security
Use Strong, Unique Passwords
- Create long passwords (at least 15 characters) using a mix of uppercase and lowercase letters, numbers, and symbols.
- Never reuse the same password across multiple accounts.
- Use a reputable password manager to generate and securely store complex passwords.
Enable Multi-Factor Authentication (MFA) / Two-Factor Authentication (2FA)
- MFA/2FA adds an extra layer of protection by requiring a second form of verification, such as a one-time code, biometric scan, or authentication app.
- Even if a password is compromised, this significantly reduces unauthorized access.
2. Keep Your Devices Protected
Keep Software Updated
- Regularly update your operating system, web browsers, and applications.
- Security updates fix vulnerabilities that cybercriminals often exploit.
- Enable automatic updates whenever possible.
Use Antivirus and Anti-Malware Software
- Install trusted antivirus and anti-malware software on all devices.
- Keep the software updated for continuous protection.
Secure Your Wi-Fi Network
- Change the default router password to a strong, unique one.
- Use WPA2 or WPA3 encryption for enhanced network security.
Be Cautious on Public Wi-Fi
- Avoid accessing sensitive accounts such as banking or email on public Wi-Fi.
- Use a Virtual Private Network (VPN) if public Wi-Fi access is unavoidable.
3. Watch Out for Phishing & Scams
Phishing is one of the most common cyber fraud techniques, where attackers attempt to trick individuals into revealing sensitive information.
Think Before You Click
- Do not click suspicious links or download attachments from unknown or urgent messages.
- If a message claims to be from your bank or service provider, visit their official website directly instead of using the link provided.
Verify Requests for Information
- Genuine organizations rarely request sensitive details such as passwords, PINs, OTPs, or identification numbers via email, SMS, or phone calls.
- If in doubt, disconnect and contact the organization using official contact details.
Check the Sender and URL
- Carefully examine email addresses for spelling errors or unusual formats.
- Ensure the website URL is correct and look for the padlock icon (https://) indicating a secure connection.
4. Monitor Your Finances and Identity
Monitor Bank and Credit Card Statements
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Review financial statements regularly and report any unauthorized transactions immediately.
Limit Sharing Personal Information
- Avoid oversharing personal details on social media.
- Cybercriminals often use publicly available information for targeted scams.
Stay Safe Online
By adopting these best practices, you can significantly reduce the risk of falling victim to cyber fraud.
For legal guidance or assistance related to cyber fraud matters, contact:
RAVI MEHTA
MEHTA & ASSOCIATES (Advocates)
Chamber No. 175, Patiala House Court
New Delhi – 110001
📞 Mobile: 9868539051
📧 Email: associatesmehta21@gmail.com
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